The Race To Get the Health Care Reform Bill Finanlize May Get Stalled

On 01.18.10, In Public Health Insurance, Public Health Insurance Option, By Admin

There are so many things that can happen and if they are going to happen, the Health Care reform Bill may stall. The reason for this is the special elections that are about to happen. These two seats in the senate can give the Republicans to to do some damage or may stall the final passing of the bill especially with a lot of people being unhappy with the government of Mr. Obama tilting to what they felt is Socialism.

There are two seats to that needs to be filled and the seat of the late Ted Kennedy which was suppose to be a no problem for the Democrats is not a big problem for them if they can their candidate to win. About two weeks ago the white house according to news suggest that they are in control but now they have doubts if they still win it.

This will be huge loss for the Dems if they cannot win the two seats as this are crucial to the passing of the health care reform bill.

And how about the public health insurance option? Is there any talk about it? I think it is almost dead but my guess is that somehow they will make it available to the more needy people.

I hope they will include a part of the bill where all Americans can have health insurance even at least a basic one. It would be great to have a more comparable health insurance to Canada and Australia.

Thanks

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Bad Rap For Health Care Reform Bill

On 01.14.10, In Health Insurance, Private Health Insurance, Public Health Care, Public Health Insurance, Public Health Insurance Option, By Admin

There is a big rap going around on how the health care reform bill is being discuss on it’s final merging. The Obama government transparency is completely thrown off the window and the Public health insurance option which this writer really supports is now almost a foregone conclusion. Why? There are so many Americans who do not have their own  health insurance and they are are not expected to get as much coverage in the present form of the bill.

Who benefits from all of these supposed health reforms?

Is this for the big people of the health industry and the pharmaceutical companies lobbying feverishly to avoid the Public Health Insurance Option?

Shall we all get private health insurance? Too bad!

This is a shame as All Americans should have health coverage just like the citizens of Canada of some other industrialized countries in the world.

How can America proudly say the world Leader and but cannot provide health insurance for 47 million of its own people?

This is not a good impression from anyone and people in the third world can think that they have their counterparts in the US…..What A Shame!!!

Your comments is highly appreciated….

Thanks

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Preparing For the Health Care Reform Bill

On 01.11.10, In Health Insurance, Public Health Care, Public Health Insurance Option, By Admin

The antagonists and protagonist are preparing for a big fight for the approval of the Health Care Reform Bill which they are going debate for final passage. And for the Public Health Insurance Option, it is almost dead or does it? To some congressmen in the lower legislature are still hopeful they can squeeze the public option which will be run by the government. Public health care should be encourage and be included in the final bill.

The problem with the public health insurance option is that too many Americans are opposed to it. They do not like it but the argument is really not helpful as most of these lawmakers who oppose the public health care option are those that are probably gotten to the big pharmaceutical lobbyists echoing the same sentiment.

I just hope that these million dollar lobbyists will be controlled and do not have the controls over these lawmakers.

The fact of the matter is, there are so many people who doesn’t have health insurance and without the public option they will never get any health insurance even the basic ones.

While lawmakers in both the lower and the upper house are preparing for the final spar, it has to encourage that did should include some form of health insurance for the poor. After all, it’s the poor people are who are suffering in all of these.

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Obama’s Transparency and Open Government on Health Care Reform-Tossed!

On 01.07.10, In Health Insurance, Public Health Insurance Option, By Admin

What happened to Mr. Obama’s promise of government transparency and open government!? The health care reform bill is now being discuss and has to be merge but everything  is being done in closed doors. Wow! What a year makes. Last year he vow that he the President of the US will be transparent and he promised this too during his campaign. Was those promise an empty lie? Were they deliberately done to win the elections as many people are clamoring for Government Openness?  I hope not.

But is very evident these days that we are not hearing the real story and what is going on with the public health insurance option and the whole of the bill regarding health care reform. So does anyone except from the few congressmen and senators involved  know anything on who gets what?

It’s funny how this bill is manipulated by the very people whom the people put to the legislature to voice their rights and privileges and now being sold. Remember that vote buying in the senate so the bill will pass? Giving those perks to senators Nelson and few of those asking for a huge chunk of money for their vote?

It is a shame that Obama always said “Not In My Watch”!!!…. Not in his watch that  things are being done behind closed doors??? Not in his watch that the health care reform will be done in secrecy? What happened to the promise,  Mr. Obama?

Putting in perspective what this is all about is not hard. With the public health insurance option being proposed the the liberal democrats now being shoved to nowhere land, they are the only stumbling block to passing this health care reform. So they can easily get this done through closed doors so that no one really knows what is going on and they simply ship this back to the Senate for final approval.

So what will this new and merge health care reform will look like? Nobody knows until one or two or the Powers that be will come out in open and say” Everything is Done!”

So all we need to do is wait and see and feel for ourselves what they want to let us know and follow. Is that how democracy works? Well, after all this I am not a politician neither the Powerful, just your ordinary man.

How about private health care system? Does this mean that the private sector who are offering this health insurance or health care right now are going to suffer?

Thanks

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Senate Democrats Have the Numbers For Health Care/Insurance Reform

On 12.20.09, In Health Insurance, Public Health Care, Public Health Insurance Option, By Admin

Now the Senate democrats have the number to push the Health Care Reform bill to pass before the Christmas timetable. Senator Ben Nelson who was a hold out and wanted some more changes to abortion part of the bill got his wishes. So now they have the Magic 60 votes to get through Senate. The remains if the public health insurance option would still be an option. Or did they change the wording on it and would still have the public health care option?

This is Big Win for Pres Obama who has been the main supporter and or probably the author of this bill in essence. Whether we will see the public health insurance option or not the passage of the Health Care Reform bill is almost a done deal!

This is very great news to all democrats and Americans who were in favor of this health care reform but great sadness for those republicans and other Americans who thought that it will cut a lot of the services going to Medicare and left some seniors in serious trouble.

There are two sides to this and if this bill passes through it got to have the real value otherwise people would shouting on the streets for  a hush-hush health care reform.

The other question now is who are the winners and losers in all of this big debate and sometime personal debates between the Democrats and the Republicans?

Some of the health care insurer are going to be hit by this and some estimates has it some will close down and since the economy is very weak and still a working progress, companies closing down is the last thing you need to see.

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Health Care Reform Bill Hanging On Thin Ice

On 12.17.09, In Public Health Care, Public Health Insurance Option, By Admin

With the news of Senator Ben Nelson not yet in favor of the health care reform bill, the Democrats badly needed his vote to make the 60 votes needed to prevent the filibuster from the Republicans.

Sen. Ben Nelson withheld his vote because he needed to see more stricter rules on abortion and unless it is modified he is withholding his vote. This bill is fully supported by Pres. Obama.

The problem of democrats to get this done before Christmas become unrealistic when when Sen. Olympia Snowe said after a meeting with the President that the timetable given is “totally unrealistic” According to the AP Associated Press news from yahoo news online.

This has put any chance of getting some form of publicly funded public health insurance option for people who cannot afford it. With the strong lobbying by big insurance companies for the bill not to pass has makes things worse for the President and the Democrats who have tabled this bill.

Without the public health insurance option or public health care option on the table or on the bill, it will be hard for those 47 million or whatever the number is, to get any decent type or form of health insurance.

This will most likely not going to pass the Senate floor before the Christmas timetable that Pres. Obama has said.

I just hope that these Senators will have some kind of a compromise to this historical health reform bill so that Americans can get what they deserve.

Thanks

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Do You Like to Share Your Personal Health Information

On 11.29.09, In Health Insurance, By Admin

Your health information is being gathered by third party companies who then use this to evaluate the health issues of company/employers to save more on their employee premiums. But how do they do this? It is very scary to give any information that may have your health personal information as it can land in the wrong hands.

The idea of gathering all your personal health information is good. It will help your employer assess the health needs and risk that their employers has and try to educate them on how they can prevent or minimize the effects of such illness or health issues. Most of these employees are given something like 25 to 80 questions.

This information collected will then be used to identify health issues of these employees and give these companies the needed information to deal such health issues that their employees are having. But accordingly, rest assured that your employer will never know about the individual employee as they only give the evaluation for the entire staff and will not pin point as to who suffer from what.

This information will never reach the hands of your insurer or company or your immediate manager. These will not affect your life insurance or health insurance as it will never get to them. Not unless some thieves get into these databases and stole and sell it to insurers. But that is not point of this exercise or good assessments.

It is intended to lower health premiums that these companies pay to the insurer or insurance companies. This will be use to make the working environment more healthy and encourage better healthy diets and programs in order to keep their employees in good shape and be more productive.

Read more on the topic from Gerri Willis of CNN Money

Thanks

Public Health Insurance Option

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The Public Health Insurance Option is back On Track!

On 10.27.09, In Health Insurance, Private Health Insurance, Public Health Insurance, Public Health Insurance Option, By Admin

The public health insurance option is now back on track and the democrats are hoping this could be “it”. With an “State Opt Out ” clause so that if they do not like it they can opt of of the program. What a mess!? we’ll see what is  going to happen soon.

That is a big “it” because there are still many who dissatisfied with how this bill will work and with huge government undertaking and managing, you will never know how it will pan out. The pros are eager to go ahead and that the senate part will also go through but that would still remains to be seen.

Public option for health insurance is actually an excellent idea but if the government is running it will be someday become a huge behemoth that can spun out of control just like the big and oldest banks and or financial institutions in the US.

Too much government can also  cripple an ailing economy. Whether this will the real thing and finally pass it’s way to the president’s office for signature, it will still get into rough waters as too many people and bureaucrats do not agree this is good idea. Though they have included a clause that will the other States who doesn’t really want it can “opt out”. But then again this is the reality with Government run Health Insurance Corporation. Now you have to ask the state senate and then get them to vote on teh public option and if they like, it has to be signed by the State Governor. What a waste of time and money for the government!? It is like doing it all over again except its at the confines of the State.

Anyways, there are a lot of more knowledgeable people and consultants who are payed to study this things so good luck America!!!

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Private Health Insurance Coverage

On 10.20.09, In Health Insurance, Private Health Insurance, Public Health Insurance, Public Health Insurance Option, By Admin

My personal view on the subject

Private health insurance is very expensive and some 44 million American do not have proper health insurance coverage. When they become ill or sick or have an emergency illness, they are not covered and makes the US look like a third world country. This is why many Americans now are asking for a Public health insurance option in the current proposed Health care reform bill. But then again there are many people too in the US who doesn’t want huge government that will control and manage  a behemoth corporation. Where do you stand guys and gals?

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This is the article below;

Private Health Insurance Coverage

Private health insurance is simply insurance coverage provided by insurance policy providers not run by the government. More specifically, it refers to the policy provider as a corporation that does not receive subsidy from the government for its activities. A private insurance company is just like any other business, in this respect. It gives more access to private hospitals which may be better than the state-run. It also gives the policy holder more choices in doctors. This article will give you an overview of the kind of coverage a private health insurance offers.

The premium

The premium is the amount you have to pay every month for the policy provider to keep your account active. This amount entitles you to the benefits of your policy. These can vary in size, depending on the results of your screening, the size of your initial payment to the insurance company, and other factors.

The deductible

The deductible is the initial amount you are required to pay in case of hospitalization before your policy coverage sets in. Occasionally, this is designated as a dollar amount, but can be designated by a particular number of days in the hospital as well. Usually, this kind of policy requires that you be confined in a particular hospital. If your policy has a $1,000 deductible, that means you must pay $1,000 in medical expenses before the coverage takes effect.

The relationship of the deductible to the premium is simple: the lower the premium, the higher the deductible, and vice-versa. For example, it is entirely possible for a policy to provide you two differing policies: one that may have a $10 premium with a $1,000 deductible, and another policy with a $30 premium and a $500 deductible. At this point, you must decide for yourself which policy will be more advantageous for you.

Health Insurance Coverage provides detailed information on Health Insurance Coverage, Individual Health Insurance Coverage, Travel Health Insurance Coverage, Maternity Health Insurance Coverage and more. Health Insurance Coverage is affiliated with Personal Health Care Insurance Quotes.

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The Obama Administration Backing Down On The Public Option Health Insurance

On 10.20.09, In Health Insurance, Public Health Insurance Option, By Admin

Most of the White house aides to President Obama is downplaying the public option and their leader is no longer demanding a government run health care system. With all the opposition form the Senate from both the Republican and the Democrats, it seems that Obama  has mellowed down and will not like to see a government run health care system. These war of words from the within the democratic party has echoed through the halls of power!

The differences amongst the democrats is not good in the eyes of many Americans as it just has created more confusion and getting more unfavorable response even the ardent follower of Obama. So where does the public health insurance option go from here!?

Obama still thinks that the best health system will include the public option health insurance but because of the many senators opposing it, he has mellowed down to something that will in effect diminish his power – this is just my opinion.

To read more on this pronouncements from the online news, read more here…

I would really appreciate any comments on this matter and hopefully, together we can make a difference…

Thanks

Julie

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