The Health Insurance Reform Bill In Jeopardy?

On 01.21.10, In Health Insurance, Public Health Care, Public Health Insurance Option, By Admin

Is the health insurance reform bill now supposed to be in it’s final composition is going to be derailed because of the Democrats lose the seat vacated by Ted Kennedy?

This is going to be very interesting as things are beginning to unravel for the Rock Star President! Most of the democrats are blaming Mr. Obama for the Dems losing that valuable seat and traditional Senate Seat.

But does it really tip the balance on how the health care reform bill will be pass or not? My personal view on this is that it is going to be difficult for the Republicans to derail the inevitable  passing  of the bill. Only time will tell!

The other question is the what is going to happen to the public health insurance option? Public health care is very much needed and they need to have that incorporated into the bill regardless or it is run by the government or not.

But with the democrats losing more seats to the Republicans, it will obviously become harder for the President to get his programs and plans to get favorable treatment from congress.

What they need with the health care reform bill is by-partisan passing so that it will have support from the people and will eventually become a more popular and accepted health care and one that really works for every American.

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The Race To Get the Health Care Reform Bill Finanlize May Get Stalled

On 01.18.10, In Public Health Insurance, Public Health Insurance Option, By Admin

There are so many things that can happen and if they are going to happen, the Health Care reform Bill may stall. The reason for this is the special elections that are about to happen. These two seats in the senate can give the Republicans to to do some damage or may stall the final passing of the bill especially with a lot of people being unhappy with the government of Mr. Obama tilting to what they felt is Socialism.

There are two seats to that needs to be filled and the seat of the late Ted Kennedy which was suppose to be a no problem for the Democrats is not a big problem for them if they can their candidate to win. About two weeks ago the white house according to news suggest that they are in control but now they have doubts if they still win it.

This will be huge loss for the Dems if they cannot win the two seats as this are crucial to the passing of the health care reform bill.

And how about the public health insurance option? Is there any talk about it? I think it is almost dead but my guess is that somehow they will make it available to the more needy people.

I hope they will include a part of the bill where all Americans can have health insurance even at least a basic one. It would be great to have a more comparable health insurance to Canada and Australia.

Thanks

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Vote Buying To Pass Health Care Reform In Senate

On 12.21.09, In Public Health Care, By Admin

There is so much vote buying going around the Senate just to pass or to get a few of their colleagues to be in favor of the Health Care Reform Bill. Yes! it did pass by 60 to 40 votes and there is a reason to celebrate because this has never been done by the past 6 US presidents. But vote buying? This is appalling to me. There has always been the backroom deals but never heard of anything in this magnitude or proportions. Giving these Senators hundreds of millions to thee pet projects is totally unacceptable. With no public health insurance option totally strip in the Senate and it’s still favored in the lower house, I just don’t see how this is going pan out.

For a layman like me, it is very hard to comprehend how the magnitude on how far they go just to get these votes even it is so unpopular to masses. How can a trusted lawmaker stomach that kind of deals or bribery? is there anything ethical or morally right these days or simply these words are just writing on the encyclopedia?

A 100 million for the lawmaker from Louisiana so they can secure her vote! Compromise on how to tax other health services such increasing one and the getting rid of the other just to satisfy the request for a senators State. Public health care should be given to every American citizen but not at this expense.

The Health Care Reform bill has gone too far and has disregard the very foundation of what the US pres. profess to do. Clean and transparent government and upholding ethical and moral values.

Can any one step in and say “with TEETH” this has gone too far and has to Stop!???

Good Luck America!

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Senate Democrats Have the Numbers For Health Care/Insurance Reform

On 12.20.09, In Health Insurance, Public Health Care, Public Health Insurance Option, By Admin

Now the Senate democrats have the number to push the Health Care Reform bill to pass before the Christmas timetable. Senator Ben Nelson who was a hold out and wanted some more changes to abortion part of the bill got his wishes. So now they have the Magic 60 votes to get through Senate. The remains if the public health insurance option would still be an option. Or did they change the wording on it and would still have the public health care option?

This is Big Win for Pres Obama who has been the main supporter and or probably the author of this bill in essence. Whether we will see the public health insurance option or not the passage of the Health Care Reform bill is almost a done deal!

This is very great news to all democrats and Americans who were in favor of this health care reform but great sadness for those republicans and other Americans who thought that it will cut a lot of the services going to Medicare and left some seniors in serious trouble.

There are two sides to this and if this bill passes through it got to have the real value otherwise people would shouting on the streets for  a hush-hush health care reform.

The other question now is who are the winners and losers in all of this big debate and sometime personal debates between the Democrats and the Republicans?

Some of the health care insurer are going to be hit by this and some estimates has it some will close down and since the economy is very weak and still a working progress, companies closing down is the last thing you need to see.

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The American Solutions To Health Care

On 10.18.09, In Public Health Insurance Option, By Admin

There is so much talk about the next Big thing about US health care system!

But the question is there are far too many Americans who oppose the Obama Health care reform tah is being tabled in the US Congress! Public health insurance option may not be the answer as government run agencies or corporations almost always prone to corruption and abuse. What happen to Medicaid?

Now how can we solve this dilemma? there is so much at stake here as if this proposed bill will not pass congress, it will long before something would be done constructively with the ailing US health care system.

If you read this document made by the government titled “An American Solution- Quality Affordable Health Care” it may look and seem to be a plan made in heaven ….

But the biggest question now  is where  does the government get the money to finance this since the US federal reserve has already spent trillions of dollars and soon teh government will go bankrupt…   Ouch!

just my thought…

You got comments? please write and we will talk about it..

Thanks

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Public Health Still Not an Option

On 10.17.09, In Public Health Insurance Option, By Admin

Senator’s Charles Schumer D-NY and Jay Rockefeller D-W.Va huffed and puffed but could not blow the private health insurance market down.

Though I am thankful that a Public Health Option still does not seem to be realistic possibility, this AP article only further displays the complete lack of understanding that US lawmakers have of the root cause for the HealthCare “Crisis”, COST!!!!

I’m not trying to pretend Health Insurers have done anything to help mitigate premium costs. What I am saying is that Health Insurers are not the ONLY bad guys and girls.

I recently went to a broker conference for a regional not-for-profit health insurance carrier. At that conference this carrier broke out exactly where every penny of every premium dollar is spent. Did you know that for every dollar you and/or your employer spend on health insurance premiums over 61 cents of that dollar goes to hospitals and doctors? Did you know that 26 cents of that same dollar goes to home health care and pharmacy?

That means 87 cents of every health premium dollar you and your employer spend goes directly to health care!!!

So 13 cents of every dollar goes to the Health Carrier. Now to be fair, 11 cents was going towards Administration costs and 2 cents towards surplus, so its not like the carrier was just banking all that cash.

What I want you to take away from this article is that COST is the infection creating the American Health Care Crisis. A Public Health option does nothing to cure our cost problem. With a Public Option, Health Insurance Premiums go down, Taxes go up…

I would love to hear your thoughts on this issue!

Thank you,

Ryan H.

This article is brought to you by the Albany Insurance Professional blog located at http://www.ryanhanley.com, where we drop crucial insurance knowledge on the consuming public.

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