There is a big rap going around on how the health care reform bill is being discuss on it’s final merging. The Obama government transparency is completely thrown off the window and the Public health insurance option which this writer really supports is now almost a foregone conclusion. Why? There are so many Americans who do not have their own  health insurance and they are are not expected to get as much coverage in the present form of the bill.

Who benefits from all of these supposed health reforms?

Is this for the big people of the health industry and the pharmaceutical companies lobbying feverishly to avoid the Public Health Insurance Option?

Shall we all get private health insurance? Too bad!

This is a shame as All Americans should have health coverage just like the citizens of Canada of some other industrialized countries in the world.

How can America proudly say the world Leader and but cannot provide health insurance for 47 million of its own people?

This is not a good impression from anyone and people in the third world can think that they have their counterparts in the US…..What A Shame!!!

Your comments is highly appreciated….

Thanks

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That is a big “it” because there are still many who dissatisfied with how this bill will work and with huge government undertaking and managing, you will never know how it will pan out. The pros are eager to go ahead and that the senate part will also go through but that would still remains to be seen.

Public option for health insurance is actually an excellent idea but if the government is running it will be someday become a huge behemoth that can spun out of control just like the big and oldest banks and or financial institutions in the US.

Too much government can also  cripple an ailing economy. Whether this will the real thing and finally pass it’s way to the president’s office for signature, it will still get into rough waters as too many people and bureaucrats do not agree this is good idea. Though they have included a clause that will the other States who doesn’t really want it can “opt out”. But then again this is the reality with Government run Health Insurance Corporation. Now you have to ask the state senate and then get them to vote on teh public option and if they like, it has to be signed by the State Governor. What a waste of time and money for the government!? It is like doing it all over again except its at the confines of the State.

Anyways, there are a lot of more knowledgeable people and consultants who are payed to study this things so good luck America!!!

Thanks

My personal view on the subject

Private health insurance is very expensive and some 44 million American do not have proper health insurance coverage. When they become ill or sick or have an emergency illness, they are not covered and makes the US look like a third world country. This is why many Americans now are asking for a Public health insurance option in the current proposed Health care reform bill. But then again there are many people too in the US who doesn’t want huge government that will control and manage  a behemoth corporation. Where do you stand guys and gals?

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This is the article below;

Private Health Insurance Coverage

Private health insurance is simply insurance coverage provided by insurance policy providers not run by the government. More specifically, it refers to the policy provider as a corporation that does not receive subsidy from the government for its activities. A private insurance company is just like any other business, in this respect. It gives more access to private hospitals which may be better than the state-run. It also gives the policy holder more choices in doctors. This article will give you an overview of the kind of coverage a private health insurance offers.

The premium

The premium is the amount you have to pay every month for the policy provider to keep your account active. This amount entitles you to the benefits of your policy. These can vary in size, depending on the results of your screening, the size of your initial payment to the insurance company, and other factors.

The deductible

The deductible is the initial amount you are required to pay in case of hospitalization before your policy coverage sets in. Occasionally, this is designated as a dollar amount, but can be designated by a particular number of days in the hospital as well. Usually, this kind of policy requires that you be confined in a particular hospital. If your policy has a $1,000 deductible, that means you must pay $1,000 in medical expenses before the coverage takes effect.

The relationship of the deductible to the premium is simple: the lower the premium, the higher the deductible, and vice-versa. For example, it is entirely possible for a policy to provide you two differing policies: one that may have a $10 premium with a $1,000 deductible, and another policy with a $30 premium and a $500 deductible. At this point, you must decide for yourself which policy will be more advantageous for you.