The Health Insurance Reform Bill In Jeopardy?

On 01.21.10, In Health Insurance, Public Health Care, Public Health Insurance Option, By Admin

Is the health insurance reform bill now supposed to be in it’s final composition is going to be derailed because of the Democrats lose the seat vacated by Ted Kennedy?

This is going to be very interesting as things are beginning to unravel for the Rock Star President! Most of the democrats are blaming Mr. Obama for the Dems losing that valuable seat and traditional Senate Seat.

But does it really tip the balance on how the health care reform bill will be pass or not? My personal view on this is that it is going to be difficult for the Republicans to derail the inevitable  passing  of the bill. Only time will tell!

The other question is the what is going to happen to the public health insurance option? Public health care is very much needed and they need to have that incorporated into the bill regardless or it is run by the government or not.

But with the democrats losing more seats to the Republicans, it will obviously become harder for the President to get his programs and plans to get favorable treatment from congress.

What they need with the health care reform bill is by-partisan passing so that it will have support from the people and will eventually become a more popular and accepted health care and one that really works for every American.

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Bad Rap For Health Care Reform Bill

On 01.14.10, In Health Insurance, Private Health Insurance, Public Health Care, Public Health Insurance, Public Health Insurance Option, By Admin

There is a big rap going around on how the health care reform bill is being discuss on it’s final merging. The Obama government transparency is completely thrown off the window and the Public health insurance option which this writer really supports is now almost a foregone conclusion. Why? There are so many Americans who do not have their own  health insurance and they are are not expected to get as much coverage in the present form of the bill.

Who benefits from all of these supposed health reforms?

Is this for the big people of the health industry and the pharmaceutical companies lobbying feverishly to avoid the Public Health Insurance Option?

Shall we all get private health insurance? Too bad!

This is a shame as All Americans should have health coverage just like the citizens of Canada of some other industrialized countries in the world.

How can America proudly say the world Leader and but cannot provide health insurance for 47 million of its own people?

This is not a good impression from anyone and people in the third world can think that they have their counterparts in the US…..What A Shame!!!

Your comments is highly appreciated….

Thanks

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Preparing For the Health Care Reform Bill

On 01.11.10, In Health Insurance, Public Health Care, Public Health Insurance Option, By Admin

The antagonists and protagonist are preparing for a big fight for the approval of the Health Care Reform Bill which they are going debate for final passage. And for the Public Health Insurance Option, it is almost dead or does it? To some congressmen in the lower legislature are still hopeful they can squeeze the public option which will be run by the government. Public health care should be encourage and be included in the final bill.

The problem with the public health insurance option is that too many Americans are opposed to it. They do not like it but the argument is really not helpful as most of these lawmakers who oppose the public health care option are those that are probably gotten to the big pharmaceutical lobbyists echoing the same sentiment.

I just hope that these million dollar lobbyists will be controlled and do not have the controls over these lawmakers.

The fact of the matter is, there are so many people who doesn’t have health insurance and without the public option they will never get any health insurance even the basic ones.

While lawmakers in both the lower and the upper house are preparing for the final spar, it has to encourage that did should include some form of health insurance for the poor. After all, it’s the poor people are who are suffering in all of these.

Thanks

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Obama’s Transparency and Open Government on Health Care Reform-Tossed!

On 01.07.10, In Health Insurance, Public Health Insurance Option, By Admin

What happened to Mr. Obama’s promise of government transparency and open government!? The health care reform bill is now being discuss and has to be merge but everything  is being done in closed doors. Wow! What a year makes. Last year he vow that he the President of the US will be transparent and he promised this too during his campaign. Was those promise an empty lie? Were they deliberately done to win the elections as many people are clamoring for Government Openness?  I hope not.

But is very evident these days that we are not hearing the real story and what is going on with the public health insurance option and the whole of the bill regarding health care reform. So does anyone except from the few congressmen and senators involved  know anything on who gets what?

It’s funny how this bill is manipulated by the very people whom the people put to the legislature to voice their rights and privileges and now being sold. Remember that vote buying in the senate so the bill will pass? Giving those perks to senators Nelson and few of those asking for a huge chunk of money for their vote?

It is a shame that Obama always said “Not In My Watch”!!!…. Not in his watch that  things are being done behind closed doors??? Not in his watch that the health care reform will be done in secrecy? What happened to the promise,  Mr. Obama?

Putting in perspective what this is all about is not hard. With the public health insurance option being proposed the the liberal democrats now being shoved to nowhere land, they are the only stumbling block to passing this health care reform. So they can easily get this done through closed doors so that no one really knows what is going on and they simply ship this back to the Senate for final approval.

So what will this new and merge health care reform will look like? Nobody knows until one or two or the Powers that be will come out in open and say” Everything is Done!”

So all we need to do is wait and see and feel for ourselves what they want to let us know and follow. Is that how democracy works? Well, after all this I am not a politician neither the Powerful, just your ordinary man.

How about private health care system? Does this mean that the private sector who are offering this health insurance or health care right now are going to suffer?

Thanks

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Senate Democrats Have the Numbers For Health Care/Insurance Reform

On 12.20.09, In Health Insurance, Public Health Care, Public Health Insurance Option, By Admin

Now the Senate democrats have the number to push the Health Care Reform bill to pass before the Christmas timetable. Senator Ben Nelson who was a hold out and wanted some more changes to abortion part of the bill got his wishes. So now they have the Magic 60 votes to get through Senate. The remains if the public health insurance option would still be an option. Or did they change the wording on it and would still have the public health care option?

This is Big Win for Pres Obama who has been the main supporter and or probably the author of this bill in essence. Whether we will see the public health insurance option or not the passage of the Health Care Reform bill is almost a done deal!

This is very great news to all democrats and Americans who were in favor of this health care reform but great sadness for those republicans and other Americans who thought that it will cut a lot of the services going to Medicare and left some seniors in serious trouble.

There are two sides to this and if this bill passes through it got to have the real value otherwise people would shouting on the streets for  a hush-hush health care reform.

The other question now is who are the winners and losers in all of this big debate and sometime personal debates between the Democrats and the Republicans?

Some of the health care insurer are going to be hit by this and some estimates has it some will close down and since the economy is very weak and still a working progress, companies closing down is the last thing you need to see.

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Do You Like to Share Your Personal Health Information

On 11.29.09, In Health Insurance, By Admin

Your health information is being gathered by third party companies who then use this to evaluate the health issues of company/employers to save more on their employee premiums. But how do they do this? It is very scary to give any information that may have your health personal information as it can land in the wrong hands.

The idea of gathering all your personal health information is good. It will help your employer assess the health needs and risk that their employers has and try to educate them on how they can prevent or minimize the effects of such illness or health issues. Most of these employees are given something like 25 to 80 questions.

This information collected will then be used to identify health issues of these employees and give these companies the needed information to deal such health issues that their employees are having. But accordingly, rest assured that your employer will never know about the individual employee as they only give the evaluation for the entire staff and will not pin point as to who suffer from what.

This information will never reach the hands of your insurer or company or your immediate manager. These will not affect your life insurance or health insurance as it will never get to them. Not unless some thieves get into these databases and stole and sell it to insurers. But that is not point of this exercise or good assessments.

It is intended to lower health premiums that these companies pay to the insurer or insurance companies. This will be use to make the working environment more healthy and encourage better healthy diets and programs in order to keep their employees in good shape and be more productive.

Read more on the topic from Gerri Willis of CNN Money

Thanks

Public Health Insurance Option

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Public Health Care Option Vote In

On 11.08.09, In Health Insurance, Public Health Care, Public Health Insurance Option, By Admin

Now the Public Health Care Option vote is finally in! The Bill is Passed!!!! the yea is 220 votes and the nays is 215!

Just 5 votes differential…. Give your opinion and voice as what does this means…

Does it really matter big time? and will this really hold for the long haul? this public option health care might not be good in the long run as the government may be cash strapped to maintain and sustain such a huge government spending. Will this kill all those private health care providers who are part of the engine of the economy?

There are too many questions about how this public health insurance option will work.

The pros and cons of this debate needs more attention than ever!

The far right is saying or contending that if the public option health care run by the government, it will become in direct competition with the private sector and thus kill this health insurance companies. But does this really going to happen?

And the far left is saying that this can get rid of all the bad or devilish practices being done by the private health insurance companies and will put a stop to this bad practices.

To get  a better understanding of how this whole health care run by government, we need to know the details on how they pal to run it and how the financing will of this government run health care program.

But the problem is there is nothing said or written about how they plan to make this work and running.

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Vote For the Public Option Is Going On Now!

On 11.08.09, In Health Insurance, Public Health Care, Public Health Insurance, Public Health Insurance Option, By Admin

The US congress is in session now and will be finish voting soon and we will know if the bill passes the first acid test. There are still some democrats who are expected not to vote in favor of the bill so it is not certain yet if its going to go through or not. This public health care option or what is called public health insurance option to some will soon get a vote if its going forward or would stop on its track.

There has been so many changes and amendments to the original bill just it can pass the Congress but still too many lawmakers are worried about “Too Big Government” and it will just become a crown Jewel of of Government infusion of taxpayers money! Public option is good on paper but we do not have a clear understanding as what is going to happen when the feds start spending billions or trillions of dollars to sustain and maintain this insurance service.

But that is not up to my opinion or some people’s opinion because it is now in the hands of the lawmakers who will decide if it’s going to become a law or not.

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The Public Health Insurance Option is back On Track!

On 10.27.09, In Health Insurance, Private Health Insurance, Public Health Insurance, Public Health Insurance Option, By Admin

The public health insurance option is now back on track and the democrats are hoping this could be “it”. With an “State Opt Out ” clause so that if they do not like it they can opt of of the program. What a mess!? we’ll see what is  going to happen soon.

That is a big “it” because there are still many who dissatisfied with how this bill will work and with huge government undertaking and managing, you will never know how it will pan out. The pros are eager to go ahead and that the senate part will also go through but that would still remains to be seen.

Public option for health insurance is actually an excellent idea but if the government is running it will be someday become a huge behemoth that can spun out of control just like the big and oldest banks and or financial institutions in the US.

Too much government can also  cripple an ailing economy. Whether this will the real thing and finally pass it’s way to the president’s office for signature, it will still get into rough waters as too many people and bureaucrats do not agree this is good idea. Though they have included a clause that will the other States who doesn’t really want it can “opt out”. But then again this is the reality with Government run Health Insurance Corporation. Now you have to ask the state senate and then get them to vote on teh public option and if they like, it has to be signed by the State Governor. What a waste of time and money for the government!? It is like doing it all over again except its at the confines of the State.

Anyways, there are a lot of more knowledgeable people and consultants who are payed to study this things so good luck America!!!

Thanks

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Private Health Insurance Coverage

On 10.20.09, In Health Insurance, Private Health Insurance, Public Health Insurance, Public Health Insurance Option, By Admin

My personal view on the subject

Private health insurance is very expensive and some 44 million American do not have proper health insurance coverage. When they become ill or sick or have an emergency illness, they are not covered and makes the US look like a third world country. This is why many Americans now are asking for a Public health insurance option in the current proposed Health care reform bill. But then again there are many people too in the US who doesn’t want huge government that will control and manage  a behemoth corporation. Where do you stand guys and gals?

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This is the article below;

Private Health Insurance Coverage

Private health insurance is simply insurance coverage provided by insurance policy providers not run by the government. More specifically, it refers to the policy provider as a corporation that does not receive subsidy from the government for its activities. A private insurance company is just like any other business, in this respect. It gives more access to private hospitals which may be better than the state-run. It also gives the policy holder more choices in doctors. This article will give you an overview of the kind of coverage a private health insurance offers.

The premium

The premium is the amount you have to pay every month for the policy provider to keep your account active. This amount entitles you to the benefits of your policy. These can vary in size, depending on the results of your screening, the size of your initial payment to the insurance company, and other factors.

The deductible

The deductible is the initial amount you are required to pay in case of hospitalization before your policy coverage sets in. Occasionally, this is designated as a dollar amount, but can be designated by a particular number of days in the hospital as well. Usually, this kind of policy requires that you be confined in a particular hospital. If your policy has a $1,000 deductible, that means you must pay $1,000 in medical expenses before the coverage takes effect.

The relationship of the deductible to the premium is simple: the lower the premium, the higher the deductible, and vice-versa. For example, it is entirely possible for a policy to provide you two differing policies: one that may have a $10 premium with a $1,000 deductible, and another policy with a $30 premium and a $500 deductible. At this point, you must decide for yourself which policy will be more advantageous for you.

Health Insurance Coverage provides detailed information on Health Insurance Coverage, Individual Health Insurance Coverage, Travel Health Insurance Coverage, Maternity Health Insurance Coverage and more. Health Insurance Coverage is affiliated with Personal Health Care Insurance Quotes.

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