Public Health Insurance Option

Your health information is being gathered by third party companies who then use this to evaluate the health issues of company/employers to save more on their employee premiums. But how do they do this? It is very scary to give any information that may have your health personal information as it can land in the wrong hands.

The idea of gathering all your personal health information is good. It will help your employer assess the health needs and risk that their employers has and try to educate them on how they can prevent or minimize the effects of such illness or health issues. Most of these employees are given something like 25 to 80 questions.

This information collected will then be used to identify health issues of these employees and give these companies the needed information to deal such health issues that their employees are having. But accordingly, rest assured that your employer will never know about the individual employee as they only give the evaluation for the entire staff and will not pin point as to who suffer from what.

This information will never reach the hands of your insurer or company or your immediate manager. These will not affect your life insurance or health insurance as it will never get to them. Not unless some thieves get into these databases and stole and sell it to insurers. But that is not point of this exercise or good assessments.

It is intended to lower health premiums that these companies pay to the insurer or insurance companies. This will be use to make the working environment more healthy and encourage better healthy diets and programs in order to keep their employees in good shape and be more productive.

Read more on the topic from Gerri Willis of CNN Money

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Public Health Insurance Option